Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Roberta L Ruben

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Dear Commissioners,

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.

Financial advisors, stock brokers, and others in the business of
investing other people's money should be licensed by the government and
held accountable for suggesting investments with poor returns. Seniors
often live off of the interest made from their investments.

Stop financial advisors and brokers from charging large processing fees
up front and large sales fees that cut into my account balances.


Ms. Roberta L Ruben