Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Joel Beeson

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Gone are the days when my Greatest Generation parents had pensions and
retirement funds not dependent on speculation in the market. Now my
wife and I, as educators, depend on advice from financial experts in
order to have some hope of having a relatively secure life in our
retirement at age 70.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Dr. Joel Beeson