Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Michele Hornyak

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

All people seeking financial advice should receive honest information
about what's best for them, not the advisor!  That's why they go to a
financial advisor.  The advisor gets their commission, and should not
take advantage of their clients.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Michele Hornyak