Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Susan Hubbard-Reeves

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Merrill Lynch has already been caught mishandling elderly funds to make
both the company and individual brokers large profits.Money which has
taken a lifetime to save should not be the means of brokers
questionable practices which put the investor dead last in the pecking
order of company and broker.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Susan Hubbard-Reeves