Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Lorianna Duncan

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Listen to your constiuents and not the lobbyists.  As my husband and I
plan for both of our retirements, we are facing many challenges today
with the swings in the market.  Neither of us are market savy and rely
on our financial advisor to guilde us in our decision making.  We have
worked hard for our money and want it to work hard for us in the

By closing this loophole you are sending a message to the financial
world that they need to be held responsible for their decisions.  Hold
their hands to the fire they have created.

If you don't close this loophole you are sending a message that is it
just fine to cheat people out of their money.  To me, what this
loophold allows to happen is nothing short of embezelment.  This must

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Lorianna Duncan