Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Susan Phelps

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Suppose it is you and your loved ones who have worked long and hard to
build a financial future to retire to and then you realize what is to
be protected and intrusted to others to secure your future is scooped
up by greedy advisers just waiting for the opportunity to strip you of
your savings.

The God I serve tells us that we are our brothers' keeper and to love
one another as we love ourselves.   That the greedy and evil doers will
be punished.  But those who do the right things for others will be

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Susan Phelps