Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Janet Betts

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Any one who works as a financial adviser should have their clients best
interests as their main goal.  Those financial advisers who do not have
their clients interest as their main goal should not be allowed to be a
financial adviser.   Hard working people are losing money to
unscrupulous financial advisers.   Financial advisers should be
licensed and trusted to help those they are serving.  If you are
working with a financial adviser you should clearly understand what you
are being charged and how the financial adviser is making his money.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Janet Betts