Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Kirk Heselbarth

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

There is a role for government - protecting its citizens from the
predators. A society that exposes the weakest among them to
life-changing fraud and ruin does not deserve to persist. Leaders that
have the power to prevent the abuses, but do not, are as guilty as the
fraudsters. This is not a difficult issue to resolve. Greed does not
deserve to prevail.

Hold anyone who gives financial advice genuinely accountable.
We don't need or want a standard that just makes our brokers and
bankers richer.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Kirk Heselbarth