Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Joy Gulden

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Why should we give our money to make the financial advisers richer,
when we worked hard to earn it.  So many older people live check to
check and we planned and invested so that our retirement would be
easier.  It is a shame that we have so many people willing to take
advantage of others.  Please fix this loophole.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Joy Gulden