Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Gaye Johnson-Cowell

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

As I have worked years to earn my retirement savings and create
income, I want my funds to work hard for me. This is not likely if
financial advisers fail to put my interests ahead of their own.
Financial advisers should exercise a fiduciary responsibility to
protect clients ahead of enriching themselves.

I'm counting on you to make a stronger rule that closes the loophole.
The currently proposed rule does not hold advisers to a high enough
standard. Americans like me who've worked hard to save for retirement
deserve peace of mind about their financial security.


Mrs. Gaye Johnson-Cowell