Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Robert Mccleary

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

As you consider whether to strengthen the rules for financial advisors,
I urge you to maximize the protections for investors and mandate
certification by each advisor that he or she is acting in the best
interests of the investor.  I also urge you to mandate that all
management and other fees due to the advisor from the investor's
portfolio be required to be fully and completely revealed, including
any front- or back-end fees, percentages of returns, or other costs
charged by the advisor.  With the Trump Administration's weakening of
the CFPB, your efforts to protect investors are even more important.


Dr. Robert Mccleary