Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Karen Siracusa

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

We ordinary people have worked hard to save enough to even retire -
without real pensions or healthcare other than Medicare.

Thanks to the inability of the 'greatest' country on earth to provide
basic human guarantees to tax payers. - people that are middle class or
lower middle and so on -- even lower - are on the hook for all the
inequality generated by globalism and our dark money political system.

AT LEAST SEC could make the  'so' called financial advisors work in our
best interest. VERY few people understand investing, the bond market,
stock market, or anything complicated. They are easily snookered by the

Look what happened to college students and for-profit colleges. A very
big snookering took and takes place where the for-profit college in no
way cares  about the best interests of students.

The SEC should protect us taxpayers, savers, workers - not protect the
financial advisers.

Close this loophole and ensure a higher standard than the currently
proposed rule. Hold anyone who gives financial advice genuinely
accountable for helping everyday Americans choose the best investments
for us, our families, and our future. I don't want a standard that
makes brokers and bankers richer.


Ms. Karen Siracusa