Jun. 20, 2018
Jun 20, 2018 Securities and Exchange Commission To the and Exchange Commission, To Whom it May Concern: When I was very young and selling life insurance the older agents will advise me that I will not be in this business very long if I continue on thinking about the client. You should sell the companies product which provides you a greater commission quicker. However, I did not take their advice and shortly after 1-1/4 years left the business due to not being able to maintain an income to live on at the young age of 24. But I will always be proud that I always thought about the client's needs first and did not sell a product because it will benefit me only. Throughout my life I always thought about the client first and helped them first. As a salesclerk, waiter, Insurance Safety Trainee, and finally an Premium Auditor. Please think about the average individuals who has little knowledge about investing in this complicated financial world. Do not allow the agents who have obtained their licenses to invest other people's money without thinking about lining their pockets first. I do remember two past individuals who said, I will help people who has 100,000 to invest only (1985) and another individual who said, I will only assist people who has below 500,000 minimum (2000). I never could afford to have them watch over my assets since I did not have that amount then. As a SEC Representative I am sure you are provided with benefits and privileges which the ordinary individual will not be able to receive or have as a retired employee not within the State of Hawaii / City and County of Honolulu / Union Organization / High 5 Corporations / Federal Government. Please help the ordinary people and close the legal loophole for agents to not look after the people first. Sincerely, Mr. Glenn Chang