Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: John Coulter

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I think financial advisors should adhere to a fiducial standard, where
their advice should be in the best interests of their clients.  After
all, this fiducial standard would not prevent the financial advisors
from making a generous income.  The clients deserve having an unbiased
advisor guiding their investments for retirement income, educational
expenses, and medical expeneses, etc.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. John Coulter