Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Nilhia Miranda

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

We work very hard for our money, we want to be able to support
ourselves when we retire,  we want no hand outs, we do not want to be a
burden on  society.  Yet that is what will happen to millions of us, if
the loophole  is not closed.  The rich get richer and the poor get

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Nilhia Miranda