Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Carolyn Carminati

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I have worked hard for 30 years and dont want to pay someone to profit
from my hard work if I invest. I have had to learn to invest by myself
so  I wont be taken advantage of.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Carolyn Carminati