Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Carl Cargill

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

The whole purpose of retirement is to disengage from forced active
participation in a business environment. I do not want to spend the
remainder of my life trying to be smarter than "marginally
honest" financial consultants whose intention is to make sure that
their retirement is feathered using my money. Please act to make sure
that "retirement" is exactly that, without having to worry
about whether a new Bernie Madoff is handling my retirement funds.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Carl Cargill