Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Beth Jane Freem Freeman

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

We need to make sure that all financial advisors act in the best
interest of their clients. They should not be allowed to recommend
investments that are risky without explains it to the client,,and they
should never be allowed tojust recommend investments that give the
advisor the highest commissions.

Investment advisors should be licensed, and any advisor who does not
act in an ethical manor,  should have their license suspended or
voided, just as you would a driver who violated the rules of the road.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Beth Jane Freem Freeman