Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Marlene Murphey

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Please act to make a stronger rule that closes the loophole and helps
to protect the average citizen who works hard to save for retirement
and cannot possibly individually guard against bad or irresponsible
financial advisers.


Ms. Marlene Murphey