Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: larry payne

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

There should be no loopholes here.  As seniors we have enough trouble
keeping things together day to day without someone else trying to take
advantage of our limited funds.  The stress is amazing.  You people
that have all of the benefits don't seem to understand how this affects
our lives.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. larry payne