Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Kathy Schnebly

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Unethical or immoral practices should not be legal!  Good business
practices should bebefit the business and the client.
"Experts" should not be able to legally take advantage of
anyone and cause harm to others.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Kathy Schnebly