Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Pat Dugan

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Can it be true, in an era where we expect individuals to manage their
own retirement savings, that " Caveat emptor" is the best we can do?
Not everyone one can be a financial expert, therefore, financial
advisers should be providing the best advice for the client - NOT the
advice that is in their personal interest.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Pat Dugan