Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Kathleen Hayden

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Close the loophole.  Financial advisors should be required to be held
to fiduciary standards or face criminal and civil lawsuits. It is the
right and right thing to do.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Dr. Kathleen Hayden