Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Thomas Clover

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Any loophole that allows a financial advisor make more money than their
listed fees *will* lead to abuse. There are no two ways around it. Our
very biology makes us greedy.

Create and enforce non-vague rules to protect both consumers and honest
financial advisors. Maybe I'll actually go see one if I feel like I
could trust them.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Thomas Clover