Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Martha Birdwell

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Robert Mills /Martha Birdwell " We Need Your Help "

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security. I have noticed the fees for my
accounts are more than I make at the end of the year . That is totally
wrong . The brokers and sellers are making more than we buyers of
stocks with all of the fees and charges > .


Mr. Martha Birdwell