Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Cynthia Kishinchand

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

It is difficult to understand financial advisers can sleep at night if
they are not
serving the best interests of their clients.

Day after day, year after year, Americans have worked hard to make
they have the means to invest in an IRA or 401(k) so they can liver
comfortable and independently as they age. Just think, your friends and
family may have already have experienced the results of the advisers
availing themselves of this loophole.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Cynthia Kishinchand