Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Ursula Germann

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I have worked hard to save part of my earnings for retirement in a 401K
and IRA account. I expect that I can trust financial advisors to give
me the best possible advice and

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Dr. Ursula Germann