Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Merle Williams

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,


You know that its only right and just that financial advisers put their
customers' interests above their own selfish desire to profit more than
their agreed on commission when making investment decisions for their

We should not have to make special rules to make them comply with the
above statement. However, they have shown by their actions that they
cannot be trusted to act in fair and reasonable fashion. Therefore it
is incumbent upon the SEC to force them to perform in honorable

You must make stronger rules that close loopholes that allow dishonest
financial advisers to continue to steal from their clients. Americans
who've worked hard to save for retirement deserve peace of mind about
their financial security.


Mr. Merle Williams