Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Frederick Hartzler

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I completely agree with this. I am on me second advisor, and about to
switch again. I find they are making decisions that make no since to my
situation. I need someone who can be held accountable.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Frederick Hartzler