Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Stephanie Hagiwara

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

When you go to a financial adviser for advise, it is expected that
person to put the client's needs over their wallet.  What the 2008
financial crash taught us is that individuals are willing to destroy
their own companies for financial gain.  We need legislation that will
protect the individual investor trying to retire with dignity.

Hidden fees and loopholes make individual investors a target for unfair
practices.  Americans deserve legislation that will make brokers and
bankers accountable and not richer at the expense of everyday


Ms. Stephanie Hagiwara