Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Loretta Cummings

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

We need financial advisors that help people understand their investing
options. We deserve financial advisors that have a legal duty to act in
the best interests of their clients. Professional standards of care are
integral to the process of sound retirement plsnning.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Loretta Cummings