Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Kimberly Arpaia

Jun. 20, 2018

Jun 20, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Americans seek advice from financial advisors because supposedly they
have the skills and experience to assist us in making investments with
very hard-earned money. It is imperative that financial advisors be
held to a high standard.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Kimberly Arpaia