Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Patrick Whelan

June 17, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Full disclosue of costs and risks is required for prudent investment.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of mind about their financial security.


Mr. Patrick Whelan