Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Angela Horsma

June 15, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I am 53 and working hard to save money for retirement.  It's critical that financial advisors have my best interest in mind with every decision.
Loopholes in the current law make it easy for many advisers to take advantage investors who don't have the expertise to know that they are not getting the best advice.  Also it's not usually easy to see exactly what fees are being charged.

Close this loophole and ensure a higher standard than the currently proposed rule. Hold anyone who gives financial advice genuinely accountable for helping everyday Americans choose the best investments for us, our families, and our future. We don't need or want a standard that just makes our brokers and bankers richer.I'm counting on you to make a stronger rule that closes the loophole. Americans who've worked hard to save for retirement deserve peace of mind about their financial security.


Mrs. Angela Horsma