Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Freya Kelsey

May 31, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of mind about their financial security.
Why is it so difficult for people to be honest and do it right. Seems greed is all powerful ex pecially if you have money to spend and it is not yours.  To protect consumers we need regulations.


Ms. Freya Kelsey