Subject: File No. S7-07-12
From: Curtis L Biggar
Affiliation: Architect/CGP

November 19, 2012

This approach to equity funding should result in a great growth in small business thru-out America. Too much of America is controlled by wall street instead of Main Street. There are no limits on gambling in a casino or lotteries, yet a modest idea cannot be advertised in local or regional media. I have presented initiatives to several investor 'angels' and find the angels are mostly interested in exit plans with windfall profits instead of long term solutions, employment growth. Another problem is the control of licensed dealers lawyers that lead to $10,000 minimum soft costs, over above the cost of developing an idea. Wisconsin has a tradition of local building materials craftsmanship that could use JOBS act funding.

Environmental issues could be solved by regional solutions to building in accord with the NAHB National Green Building Standard by building demonstration homes locally funded monitored. This standard addresses most issues related to the environment including land use water air quality recycling conservation of materials energy owner instructions etc.