February 18, 2022
I am a retail investor and I believe it would be in the best interest of the entire market to shorten the settlement date. It's 2022, not 1970s anymore, the ability to do so has been around for a long time and there is no reason it shouldn't be shortened to T+1 or T+0 even under certain circumstances. Doing so would help add transparency to the very cloudy market and can help avoid unnecessary FTDs that result from institutions trying to profit off of the trade by delaying it.
I feel that leaving the current settlement time is not in the best interest of individual investors and should not be an option in the current market climate