Subject: S7-04-23: Webform Comments from Crypto Bae
From: Crypto Bae
Affiliation:

Oct. 30, 2023

Dear Securities and Exchange Commission,

I am writing this public comment in response to the proposed rule on
"Safeguarding Advisory Client Assets", and I have a concern
regarding the potential negative impact on investor access to digital
assets. While I understand the need for enhanced investor protection
and the safeguarding of client assets, it is important to consider the
implications these proposed rules may have on the ability of investors
to participate in this emerging asset class.

Digital assets, such as cryptocurrencies, provide a unique investment
opportunity for individuals who may have limited access to traditional
financial markets. These assets have shown tremendous potential for
growth and have garnered significant interest from retail investors.
However, the proposed rules may restrict investor access to digital
assets, limiting their ability to diversify their portfolios and
potentially benefit from the growth of this asset class.

Furthermore, the rules require advisers to disclose sensitive
financial data and personal information to custodians. As an investor,
I am concerned about the privacy and safety associated with allowing
so many third parties to have access to my sensitive financial data,
including my social security number. It is crucial that investor
privacy is adequately protected, and that there are safeguards in
place to prevent any unauthorized access or misuse of this
information.

I believe it is essential to strike a balance between investor
protection and providing opportunities for investors to access and
participate in emerging asset classes. As the regulatory landscape for
digital assets continues to evolve, it is crucial that the SEC takes a
proactive approach in understanding and adapting to new technologies
and investment opportunities.

In conclusion, I urge the Securities and Exchange Commission to
carefully consider the potential negative impact of the proposed rules
on investor access to digital assets. It is important that any
regulations put in place prioritize investor protection while also
encouraging innovation and inclusivity in the financial markets.

Thank you for considering my concerns.

Sincerely,

Crypto Bae