Subject: S7-04-23: Webform Comments from VM
From: VM
Affiliation:

Oct. 22, 2023

Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549-1090

Subject: Public Comment on Proposed Rulemaking - Safeguarding Advisory
Client Assets

Dear Sir/Madam,

I am writing to provide my public comment on the proposed rulemaking,
"Safeguarding Advisory Client Assets," published by the
Securities and Exchange Commission (SEC). As an investor and advocate
for regulatory clarity in the digital asset space, I would like to
express my concerns regarding the absence of regulatory clarity for
security tokens and potential regulatory overlap within the proposed
rule.

Firstly, I would like to acknowledge the SEC's efforts in
enhancing investor protections and addressing gaps in the custody rule
through the proposed rule. However, I find that the proposed rule
lacks clear guidelines for security tokens, which are digital assets
that represent ownership of an underlying security and are built on
blockchain technology. This omission creates uncertainty and hinders
investor protection within the rapidly evolving digital asset space.

Given the transformative nature of digital assets like cryptocurrency,
it is crucial for regulatory frameworks to provide clear guidance
tailored to their unique characteristics. However, the proposed rule
does not adequately address the regulatory implications of security
tokens, leaving investors and market participants uncertain about
their obligations and potential risks. This lack of clarity has the
potential to stifle innovation and hinder the growth of the digital
asset industry.

In addition to the absence of regulatory clarity for security tokens,
I am also concerned about potential regulatory overlap and unnecessary
redundancy within the proposed rule. It is crucial that regulatory
efforts in the fintech space do not duplicate existing regulations or
create unnecessary burdens on the industry. Streamlined approaches
that leverage existing frameworks and build on regulatory efforts
specific to digital assets would be more effective in ensuring
investor protection while promoting innovation.

I urge the SEC to take into consideration the evolving nature of
digital assets and the need for clear regulatory guidelines,
particularly for security tokens. It is necessary to engage with
industry stakeholders and consult experts in the digital asset space
to craft regulations that strike a balance between investor protection
and fostering innovation. By providing clear guidance for security
tokens, the SEC can encourage responsible growth and investment
opportunities in the digital asset market.

In conclusion, I appreciate the SEC's commitment to enhancing
investor protections through the proposed rule. However, I urge the
commission to consider the concerns I have raised regarding the
absence of regulatory clarity for security tokens and potential
regulatory overlap within the proposed rule. By addressing these
concerns and working towards a comprehensive regulatory framework, the
SEC can ensure investor protection while fostering innovation within
the digital asset space.

Thank you for considering my comments on this important matter. I
believe that by working together, we can create a regulatory
environment that balances investor protections and fosters innovation
within the digital asset industry. Should you require any further
information or clarification, please do not hesitate to reach out to
me.

Sincerely