Subject: File No. S7-01-20
From: LaVonne Benedict

January 31, 2020

I have been trading with Ameritrade for at least 20 years on and off. I do this myself and have made plenty of mistakes that I could have been a millionaire by now but I am happy with what I have made. I have used inverse funds when I had quite a bit of money in the account and now when I don't have much. I have always made money on these stocks. They are easy for the investor that is at home doing their own investing.

Do not change this and take it away. I have my grand daughter invested in the banks and I have the Nasdaq.
I think it is our right to trade whatever we want.