Subject: File No. JOBS Act Title III
From: Zachary Ferguson

June 13, 2013

I hope the SEC creates a rule that allows small investors to invest in innovative ventures like RealtyMogul, Crowdrise, Lending Club, Prosper, and others, and not make these opportunities available only to wealthy citizens. I think protecting investors is important, but I believe you can protect investors sufficiently while still providing access to these groundbreaking vehicles for investment.