Subject: File No. JOBS Act Title III
From: Jacob J Schumer
Affiliation: Staff Editor, Vanderbilt Journal of Entertainment and Technology Law

September 4, 2012

Crowdfunding's unique characteristics deserve a unique freedom from securities regulations. Many investors in Crowdfunded enterprises are doing so due to a personal interest in seeing that type of business or specific venture thrive. Obviously these ventures can be riskier than others, but those who invest in crowdfunded enterprises on a mass scale will incorporate the risk like any other risky venture. Those who are investing due to the emotional appeal are less likely to mind extraordinary risk, since return is not their main objective. Those who fail to incorporate risk and have no emotional objective will eventually lose money on some other risky venture regardless.