Subject: File No.
From: William J Hayen
Affiliation: Retired CPA

June 16, 2017

As an investor who uses an adviser for our retirement savings, I need to know that he/she is looking out for me rather than their own bottom line first. To me, that is what I understand the "fiduciary rule" to require. Anything less is unconscionable. Please keep President's Obama's fiduciary rule in place and make the investment industry put our needs first. Thank You.