Subject: File No.
From: Carina Plascencia
Affiliation: Teacher

June 6, 2017

This rule doesn't do a good job of protecting investors. It's going to make receiving advice more expensive. I don't care about learning about finance and want my advisor to help me with my decisions. I will never learn to become a mechanic so why would I learn to be an retirement specialist. These are things in life that I rather someone else do.