Subject: cll-13: WebForm Comments from Alan C Martinez
From: Alan C Martinez
Affiliation: VA HEALTH CARE

Sep. 23, 2022

September 23, 2022

 It would be nice to trust financial institutions again.  The overly complex wording of regulations posses a barrier to engagement. I look forward to you implementing and regulating the rules you have already established. I look forward to you holding accountable those people who steal money from investors. I would like to see the penalties increase to the point they deter fraud. Please do your job and do it well. Please protect retail investors at all costs. We have already taken on so much burden helping our nieghbors, fighting wars, teaching kids staffing medical centers. If we can not have confidence in the American idea of prosperity we lose hope. Hopelessness is the leading cause of suicide. Suicide of the nation I fought  for. I did not fight for crime. Thank you.