The following Letter Type G, or variations thereof, was submitted by individuals or entities.

Letter Type G:

I strongly urge the SEC to reject proposed Regulation E-Delivery [Release No. 33-11430]. Retirement account statements, prospectuses, and investor disclosures contain essential information that affects peoples financial security, and they should not be moved to electronic delivery by default without an investors clear, affirmative consent.

Electronic delivery can be convenient for investors who knowingly choose it, but convenience should not come at the cost of access, reliability, or informed decision-making. Many households continue to depend on paper records because they are visible, easy to retain, simple to review, and practical to share when discussing financial choices.

Default electronic delivery would increase the risk that investors never see critical information at all. Online notices can be buried in crowded inboxes, sent to outdated email addresses, overlooked as routine messages, or mistaken for phishing attempts. These risks are especially serious for older adults, people with limited or unreliable internet access, and investors who are less comfortable managing sensitive financial information online.

The current opt-in approach already respects investor choice by allowing anyone who wants electronic delivery to select it. Reversing that approach would shift the burden onto investors who may be least equipped to monitor, understand, or change delivery settings. Investors should not have to take extra steps simply to keep receiving essential financial information in a format they can reliably use.

For these reasons, I respectfully ask the SEC to preserve meaningful investor consent and maintain paper delivery unless an investor affirmatively chooses electronic delivery.. Thank you for considering my comments.