I do not want anyone to be able to have an option to take the small amount of dollars that I have in my 401k, invest it in any private company, with it then become lost and no one to hold accountable. I also do not want the classification of small filings to large to be over a billion dollars up from previous rules of $150 million as proposed. I doubt that anyone managing the accounts will actually do their due diligence, allowing them to take bigger risks in investments and if the accounts end up losing, or underperforming the market there is no mechanism to file a lawsuit under ERISA.