Subject: File No.4-725
From: Barbara Jennings, Coordinator
Affiliation: Midwest Coalition for Responsible Investment

Dec. 06, 2018

I am an active member of Interfaith Center for Corporate Responsibility. I support the letter sent from ICCR on November 6, 2018. 
We are NOT an 'activist' shareholder organization; in fact, we consider filing resolutions as the last step in engagement with a Company, only when we do not hear from a Company or we see no progress in their ESG practice. 

Most Companies appreciate our engagement and even our Resolutions because they improve their stakeholder practices in general, avoiding longer-term risks such as financial, environmental, and social negative consequences. 

The current ownership threshold of $2,000 allows smaller investors like us to participate in the shareholder process. 

Thank you for your consideration. 

Barbara Jennings, CSJ 
Midwest Coalition for Responsible Investment 
6400 Minnesota Ave. 
St. Louis, MO 63111 2807 
"What would induce anyone, at this stage, to hold on to power only to be remembered for their inability to take action when it was urgent and necessary to do so? Human beings, while capable of the worst, are also capable of rising above themselves, choosing again what is good, and making a new start." Pope Francis, Laudato Si, #31.