Subject: File No. 4-692
From: Mom Pop

December 20, 2015

Saving for retirement and building up equity in one's home should not make one a target for scams as a so called qualified investor. It's past time for the SEC and Congressional representatives to stop catering to wealthy and influential financial firms and managers who want carte blanche access to other's hard earned savings under some guise of free market capitalism which often turns out to be merely a free license to steal and commit fraud. STOP the destruction of families and this country by unscrupulous, conniving thieves in high priced suits. STOP the damage. STOP the blood letting.