Subject: File No. 4-619
From: Jeff McCoy

August 15, 2012

Chairman Schapiro
U.S. Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549-1090

Dear Chairman Schapiro:

Please leave money markets as they are!  We use them in our daily business, a fluctuating NAV won’t work.

Thank you,

Jeff McCoy